What should I look for in a DIY debt settlement program?
What should I look for in a DIY debt settlement program?
The foremost thing to look for is; can you get personal coaching? Coaching in the form of telephone conversations, email messages, etc. You’ll want the option to ask questions and get clarification on points you may have trouble understanding. Check out what type and how long of a guarantee the program offers too.
DIY debt settlement is a great way to lower your total balances owed, and finally be able to realize your goal of becoming debt free. Plus you’ll receive the satisfaction of knowing that you were able to negotiate settlements on your own, saving enormous third party fees.
Why Settle Your Debts Yourself?
Debt Settlement; part 2
Why Settle Your Debts Yourself?
If you hire a debt settlement company, they will request their
fee upfront. Typically, fees are 15% of your total debt, not
the end percentage negotiated. Then, in order to pay the lump
sums to your creditors, you contribute to a special account
until you have the funds needed. Trouble is, the debt
negotation company takes their fees first, slowing the entire
process down tremendously. DIY debt settlement allows you to
skip a service’s charges, thereby potentially saving thousands
of dollars.
What’s involved in debt settlement. Can I really do this
myself?
Absolutely, you can do this. Thousands of normal, average
people settle their debts yearly. Creditors would rather get
something from you than have you file bankruptcy, where they
would receive nothing. If you can keep organized, and save some
money, you can settle your debts by yourself.
Help! I’m Deep in Debt - Can a Do-it-Yourself Debt Settlement Program Eliminate my Debt Worries?
Debt settlement is a realistic plan for you to become debt
free. Depending on how much work you want to do, you have a
couple of choices - hiring a third party settlement company, or
you can settle your debt yourself. Here’s the first part of a series of posts dealing with choosing a do it yourself settlement program.
First Off, What is debt settlement?
Debt settlement or debt negotiation is the system of bargaining
with your unsecured creditors to only pay a portion of the
money you owe. In return, you agree to pay that portion in one
lump sum. There’s much more to it than that, and therefore you
will most likely need a guide to move you through the process
in the best way.
Next post: Why Settle Your Debts Yourself?
Opportunities for Success
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A few years ago I found in the Investors Business Daily paper 10 secrets to success. Until recently I had forgotten about them. I really think they have value in every aspect of our life, both business and personal and should be reviewed continually.
IBD’s 10 Secrets to Success
1. How you think is everything: Always be positive. Think success, not failure. Beware of a negative environment.
2. Decide upon your true dreams and goals: Write down your specific goals and develop a plan to reach them.
3. Take Action: Goals are nothing without action. Don’t be afraid to get started, just do it.
4. Never stop learning: Go back to school or read books. Get training and acquire skills.
5. Be persistent and work hard: Success is a marathon, not a sprint. Never give up.
6. Learn to analyze details: Get all the facts, all the input. Learn from your mistakes.
7. Focus your time and money: Don’t let other people or things distract you.
8. Don’t be afraid to innovate, be different: Following the herd is a sure way to mediocrity.
9. Deal and communicate effectively with people: No person is an island, learn to understand and motivate others.
10. Be honest and dependable, take responsibility: Otherwise , numbers 1-9 don’t matter.
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PROBLEM: Few MLM companies are adept at IM, & few Internet Mktg companies are adept at MLM
SOLUTION, as Diane and Ken Haugen see it, MLM people NEED TO RETRO-FOCUS back to PERSONAL RELATIONSHIPS. Internet Marketing (IM) has forever changed the way multi-level-marketers think, and it is NOT good. TOO MANY think that MLM is like Affiliate Marketing on the Internet. IT IS NOT. Successful MLM is about personal referrals, while Affiliate Marketing is about as impersonal as marketing gets.
FIRST, we must realize that the two concepts can go hand-in-hand — each with different strategies.
SECOND, we must create our strategy for each — one for MLM and one for IM. For IM and Affiliate Marketing to work, we MUST blog constantly, we must become affiliated with existing web products and/or we must create many of our own products such as e-articles, e-books, or as we do — link to a “niche market”, for example, like what we do at www.cheapclix.net with our link to www.homesquadcities.net. For MLM to work, we must represent great companies that are successful with MLM, such as iNetGlobal and www.mannapages.com/2595360 or www.simplexityhealth.com/dianehaugen AND USE OUR PERSONAL RELATIONSHIPS to DRIVE traffic to those MLM sites. TOO MANY MLMers have lost that focus, and they instead “sign up” for everything, thinking that MLM means “Multiple Linking Methods” or some such internet program. MLM is NOT IM!
BUT, there is something beautiful about
www.harmony.inetglobal.com that does offer a unique opportunity to combine MLM with IM, because this is an MLM company that sells IM products. We call it “best of both worlds”. Our iNetGlobal internet marketing tools are extremely useful for people who want to create an IM home based business. AND our iNetGlobal MLM system provides opportunity to develop a downline of people who are interested easily learning how to use those IM tools. ALL YOU NEED TO DO IS FOCUS. Quit JUMPING AROUND. Start LEARNING. IT’S FUN, AND YOU CAN MAKE INTERNET DOLLARS !! www.internetdollars.net where you can have fun and learn from Todd Ackerman, Denver Blogging Consultant.
WILL YOU PLEASE SCROLL DOWN AND LOOK AT THE POST BY DUCHESS OF EARLE. Steve Renner at iNetGlobal/AdPacs just made our work even easier AND fun to do! This is a quote from Todd Ackerman: “Marketing is the process of making products easy to SELL and to BUY.” www.internetdollars.net IT DON’T GET NO BETTER THAN THIS!! Times are changing: This short video is worth your view: Technology1 Y’All Come Back, Now - - right HERE!
