What should I look for in a DIY debt settlement program?
What should I look for in a DIY debt settlement program?
The foremost thing to look for is; can you get personal coaching? Coaching in the form of telephone conversations, email messages, etc. You’ll want the option to ask questions and get clarification on points you may have trouble understanding. Check out what type and how long of a guarantee the program offers too.
DIY debt settlement is a great way to lower your total balances owed, and finally be able to realize your goal of becoming debt free. Plus you’ll receive the satisfaction of knowing that you were able to negotiate settlements on your own, saving enormous third party fees.
Why Settle Your Debts Yourself?
Debt Settlement; part 2
Why Settle Your Debts Yourself?
If you hire a debt settlement company, they will request their
fee upfront. Typically, fees are 15% of your total debt, not
the end percentage negotiated. Then, in order to pay the lump
sums to your creditors, you contribute to a special account
until you have the funds needed. Trouble is, the debt
negotation company takes their fees first, slowing the entire
process down tremendously. DIY debt settlement allows you to
skip a service’s charges, thereby potentially saving thousands
of dollars.
What’s involved in debt settlement. Can I really do this
myself?
Absolutely, you can do this. Thousands of normal, average
people settle their debts yearly. Creditors would rather get
something from you than have you file bankruptcy, where they
would receive nothing. If you can keep organized, and save some
money, you can settle your debts by yourself.
Help! I’m Deep in Debt - Can a Do-it-Yourself Debt Settlement Program Eliminate my Debt Worries?
Debt settlement is a realistic plan for you to become debt
free. Depending on how much work you want to do, you have a
couple of choices - hiring a third party settlement company, or
you can settle your debt yourself. Here’s the first part of a series of posts dealing with choosing a do it yourself settlement program.
First Off, What is debt settlement?
Debt settlement or debt negotiation is the system of bargaining
with your unsecured creditors to only pay a portion of the
money you owe. In return, you agree to pay that portion in one
lump sum. There’s much more to it than that, and therefore you
will most likely need a guide to move you through the process
in the best way.
Next post: Why Settle Your Debts Yourself?
Tips to Remember When Designing & Printing Your Business Cards
* If you’re serious about your business be serious about your business cards. Don’t focus on the money, focus on the quality. Business cards not only provide contact details, they represent you and your organization. People you give your card to will form a first impression within seconds of receiving your business card (oftentimes before even reading it), and you want that impression to be a good one. Make it appeal to the senses.
1. Have someone in house create a catchy logo and/or design and layout for your card. If you don’t have anyone to do that, hire someone.
2. Get high-quality, thick card stock that feels nice to the touch.
3. Apply foil or glossy finishes it applicable to catch their eye.
Make your card stand out. If you spend enough time and quality on your card people will believe you put that same amount of effort into your business.
* Make the most out of your cards. Don’t be afraid to use them as a marketing tool. Give them to everyone you meet. In fact, give everyone you meet two or three, so that they can give them out if the opportunity arises.
* Give your business card additional value. If you wish, you can usually create a useable backing for your business card—a calendar, appointment card, coupon, referral discount —give it value and decrease the chance that it will disappear into the trash bin.
* Be creative…but not too creative. It is important to design a visually-pleasing layout for your business card. But there are times when you can take creativity too far. Nobody likes to receive business cards of odd shapes and sizes that wont fit into their Rolodex or other business card holder. Make the text big and dark/light enough to read. Don’t use ‘wacky’ colors or fonts.
Octavio Ochoa
www.TheTimeToAct.com
octavio_ochoa@yahoo.com
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www.TheTimeToAct.com ( More Information ? , contact me octavio_ochoa@yahoo.com )
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